The Consumer Product Safety Commission banned the use of lead in house paint in 1978. Prior to 1978, lead-based paint (LBP) was commonly used in homes; the older the home, the higher the concentration of lead in the paint. Title X, the Residential Lead-Based Paint Hazard Reduction Act, was passed in 1992. Title X required several Federal agencies, including HUD and the Environmental Protection Agency (EPA) to promulgate regulations designed to, in part, protect people, especially children, living in pre-1978 homes, where LBP may have been used.The applicability of specific regulatory requirements depends on several housing factors including:
Learn more about HUD's Office of Lead Hazard Control and Healthy Homes (OLHCHH).
Requires disclosure of known information on LBP and LBP hazards before the sale or lease of most pre-1978 housing
Applies to most pre-1978 “target housing” that is federally owned and/or receiving federal assistance
Requires firms performing renovation, repair, and painting projects (RRP) that disturb LBP in most pre-1978 homes, childcare, pre-schools, and child-occupied facilities to obtain firm certification and use certified renovators
How To Find Good Tenants | A Guide for Landlords
This course is all about how to find good tenants because good tenants make for great landlords.
Fair Housing: What You Need to Know
Hear from the National Fair Housing Alliance and Zillow Group’s director of government relations as they discuss best practices and share the information you need to manage your investment.
The pandemic’s stark disparities in health and economic impact on low-income communities and communities of color have increased demand for impact investments even further and reinforced the need to create more just, equal and sustainable social and economic systems. As Kilian Moote, Director of Humanity United noted, “Covid-19 has exposed how the financial sector has undervalued the importance of social impacts. As we move towards a new normal, capital markets must better factor in the risk of future massive systemic failures. Investors need to understand their role in ensuring that inevitable, future shocks to social systems are not as financially or economically catastrophic as Covid-19 has been.”
The markets appear to be doing just that. A pre-Covid February 2020 report by Moody’s Investors Service (“Moody’s”) projected issuance of labeled Green, Social and Sustainability Bonds to hit $400 billion globally in 2020, a 24% increase over the $323 billion issued in 2019.Moody’s projected issuance of $300 million in Green Bonds, $25 billion in Social Bonds and$75 billion in Sustainability Bonds.2 However, the pandemic has changed the makeup of ESG issuance thus far in 2020. In the first quarter, Sustainability and Social Bonds represented43% of all ESG bond issuance, double the quarterly average over the prior two years.3 The shift in demand for Social Bonds resulted in $33.1 billion in issuance by the end of April this year, compared to only $6.2 billion through April 2019.